Life is a test. It is only a test.

When you look at life and its many challenges as a test, or a series of tests, you begin to see each issue you face as an opportunity to grow, a chance to roll with the punches. Whether you're being bombarded with problems, responsibilities, when looked at as a test, you always have a chance to succeed, in the sense of rising above that which is challenging you. 

See if you can redefine the issue you face from being a "problem" to being a test. See if there is something you can learn from it. Ask yourself "Could I possibly look at this issue any differently? Can I see it as a test of some kind?"

NOW

Now is the only time we have, and the only time that we have any control over. Fear is the concern over events that might happen in the future. To combat fear, the best strategy is to learn to bring your attention back to the present. Practice keeping your attention on the here and now.

It's hard but I'm sure it's worth doing :)